1. Work hard and play hard.
2. Save money.
3. Spend thriftily.
4. Only one overseas holiday next year.
5. Maintain weight between 50-55kg.
6. Pass CFA Level 2.
7. Sign up and pass JLPT N3.
8. Go to gym at least thrice per week.
9. Cook my own meals.
10. Bake at least once per month.